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PROFITUS review 2019

Check out our PROFITUS review, and see if the platform is for you.

Review of PROFITUS

Risk/Reward

4/5
We find the return compared to the safety favorable.

Beginner Friendly

4.5/5
The PROFITUS website is very beginner friendly.

Investor Protection

4/5
PROFITUS has made a lot of safety measures.

Return

3.5/5
Investors get an average return of 10.72%.

We Like

  • No investment fees
  • Collateral on all loans
  • Invest from just €50

We Don’t Like

  • Short track record
  • Lower return than competitors
  • Few loans available

Summary: PROFITUS is with its fast growth an interesting challenger to the existing real estate crowdfunding platforms on the market. And even though the return you can get at PROFITUS is slightly lower than on other real estate platforms like ReInvest24, Crowdestate, EstateGuru, and Bulkestate, we still like the PROFITUS platform a lot.

It’s completely free to use their platform

Last updated: August 13, 2019

PROFITUS review

PROFITUS is a very unknown P2P real estate investment platform. Therefore, you will also find only a few PROFITUS reviews around the web. That’s why we decided to take a closer look at the platform.

In this PROFITUS P2P review, you can learn more about what the platform is all about, how it differs from competitors and whether it is safe to use at all.

Please note that everything you read on this site only covers our own experiences and opinions on PROFITUS. These opinions are only made available to provide information about the platform. Therefore, it is also important that you do not consider the things in this PROFITUS review as investment advice.

Learn about the following in our PROFITUS review:

What is PROFITUS?

PROFITUS is a fast-growing real estate crowdfunding platform. They specialize in property-backed investments in the Baltic region.

The company helps in raising money for real estate projects. This money is raised through the investors at the PROFITUS crowdfunding platform. In return, a mortgage is required as collateral for the investors.

PROFITUS projects

PROFITUS is a Lithuanian company founded by Viktorija Vanagė in December 2017. The company started operations in 2018. The platform is licensed and supervised by the Bank of Lithuania as a crowdfunding platform operator.

Compared to other Peer-to-Peer lending companies, PROFITUS is still a smaller one. At the time of writing, there are just over 600 investors on the platform. However, this does not stop projects from being fully funded quickly. For one of the projects, it took just 1 minute. But typically it takes over a week for the projects to be fully funded.

With as little as €50, you can start investing in real estate through the company’s platform.

What rate of return can you expect?

At PROFITUS, investors currently earn an average interest rate of around 10.72%. The return you will be able to achieve on the platform will depend greatly on what you choose to invest in. However, you can probably expect something close to the average return.

The return you can earn on PROFITUS is slightly lower than what you can earn on other real estate focused platforms. At ReInvest24, Crowdestate, EstateGuru, and Bulkestate you will find a higher return. However, be aware that there is often a shortage of available loans on some of these platforms. This is due to the fact that the real estate P2P platforms are experiencing a very high popularity among investors. Consequently, this has meant that the companies experience difficulty getting enough projects connected to their platforms.

Who can invest via PROFITUS?

PROFITUS accepts most investors all of Europe and most other countries. Both individuals and legal entities can invest on the platform.

To invest at PROFITUS, you must be over 18 years old and be able to prove your identity to comply with the KYC procedures of the company.

If you meet these requirements, you can register with PROFITUS using the following procedure:

  1. Create an account
  2. Add money with Paysera
  3. Start investing
  4. Earn monthly interest

If you are an investor, who is looking to invest €50,000 or more, you can become a PROFITUS Nominal Investor. As a Nominal Investor, you will be able to earn even more, and you will even be able to attend special meetings.

Would you like to invest with PROFITUS? Press the button below to register. This is clearly the fastest way to go from reading this PROFITUS review to investing yourself:

Is PROFITUS safe to use?

One of the most important things, when investing your money, is how safe your funds will be at a certain platform. In the following part of this PROFITUS review, we have therefore looked into how the safety is handled by PROFITUS.

Credit rating of projects

Before a project is listed on the platform, PROFITUS ensures that it is a safe project. They do this through a risk assessment of the project and the project owner based on information from CREDITINFO. The project will then either be approved or rejected.

If you look at the statistics on the platform’s website, many of the applications are not listed on PROFITUS. This indicates that PROFITUS is very serious about what projects they add to their platform.

The projects that are possible to invest in at PROFITUS have a credit rating from A + being the best to D being the worst.

The credit ratings seem to work, and at the time of writing, only 1 loan has ever been delayed.

Investments secured by collateral

In addition to credit ratings, PROFITUS also requires that all projects are secured by collateral. While real estate is typically a reasonably safe investment, things can take an unexpected turn. Here, the collateral is in place to secure you as an investor.

Protection of your funds

PROFITUS has also got the protection of your funds covered. Since they only act as a mediator, the law requires that the funds remain the property of the investor. So in case PROFITUS’s business collapses, your money will not be considered part of PROFITUS assets.

Conclusion of our PROFITUS review

Although PROFITUS is a new platform, it seems like a very serious player in the market.

Through the easy-to-use website, even less experienced investors can easily get started with real estate investing.

When it comes to returns, however, PROFITUS is beaten by many of the existing players in the real estate segment. At both Crowdestate, EstateGuru, ReInvest24, and Bulkestate you will be able to find a higher average interest rate.

Would you like to invest through the real estate crowdfunding platform after reading our PROFITUS review? Click on the button to get to their website. Here you can easily and safely get started investing in real estate for even smaller amounts of money: