19 best P2P cashback bonus offers 2025
Here is an overview of the best P2P lending cashback bonus offers in 2025:
| Platform | Bonus | Term | Requirement | Link |
|---|---|---|---|---|
| LANDE | 3% cashback | 30 days | €100 | Redeem |
| HeavyFinance | 2% cashback | 30 days | €100 | Redeem |
| Fintown | 2% cashback | First investment | €50 | Redeem |
| Maclear | 1.5% cashback | 90 days | €50 | Redeem |
| VIAINVEST | 1% cashback | 90 days | €50 | Redeem |
| Crowdpear | 1% cashback | 90 days | €100 | Redeem |
| Loanch | 1% cashback | 90 days | €10 | Redeem |
| Lendermarket | 1% cashback | 90 days | €10 | Redeem |
| Lonvest | 1% cashback | 90 days | €10 | Redeem |
| Bondster | 1% cashback | 90 days | €5 | Redeem |
| Debitum | 1% cashback | 30 days | €10 | Redeem |
| Income | 1% cashback | 30 days | €10 | Redeem |
| Nectaro | 1% cashback | 21 days | €50 | Redeem |
| Hive5 | 0.5% cashback | 90 days | €10 | Redeem |
| Esketit | 0.5% cashback | 90 days | €10 | Redeem |
| EstateGuru | 0.5% cashback | 90 days | €50 | Redeem |
| Mintos | €25 cashback | 30 days | €1,500 | Redeem |
| TWINO | €20 cashback | Instant | €100 | Redeem |
| Monefit | €5 + 0.25% cashback | 90 days | €10 | Redeem |
How do cashback bonuses work?
Cashback bonuses are rewards offered by P2P lending platforms to entice new investors or promote larger deposits. These bonuses can be a percentage of your initial investment, or they may be credited to your account based on the amount you invest over a certain period.
Key points:
- Often awarded when you sign up or make your first investment.
- Some platforms require a minimum deposit to unlock the cashback.
- Bonuses may be time-limited or have specific conditions (e.g., funds must stay invested for a certain term).
- Rewards can be added to your available balance or automatically reinvested.
How to claim your P2P cashback bonus:
- Register on the platform using their official link or referral code.
- Complete any verification requirements (ID checks, bank account linking).
- Deposit the minimum required funds.
- Invest in loans or portfolios per the platform’s instructions.
- Follow the bonus terms (e.g., keep funds invested for the specified duration).
- Your bonus should be credited automatically — check your account’s balance or rewards section.