FAST INVEST review 2025
Check out our FAST INVEST review, and see if the platform is for you.
FAST INVEST
Pros
Cons
FAST INVEST review summary:
FAST INVEST is one of the most user-friendly P2P investing platforms on the market. But since the start of the Covid-19 crisis, the platform has had huge delays in paying back investors and has not been very open about what is going on. For these reasons, the platform isn’t recommended at this time. Consider Swaper or NEO Finance instead.
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Introduction to our FAST INVEST review
If you’re considering this P2P platform, read our FAST INVEST review for insights on the company and its services. Remember, it’s just our opinion — not financial advice. Feel free to jump to specific sections using the navigation, or read the entire review for a broader overview.
Learn about the following in our FAST INVEST review:
- What is FAST INVEST?
- What is the return on FAST INVEST?
- Is it safe to invest on FAST INVEST?
- Who can invest on FAST INVEST?
- What are the key features of FAST INVEST?
- What are the best FAST INVEST alternatives?
- Conclusion of our FAST INVEST review
What is FAST INVEST?

FAST INVEST is a peer-to-peer (P2P) lending platform founded in 2015 and based in London, United Kingdom. It focuses on consumer loans, offers advertised returns of up to 7% per year, and lets individuals start investing with a minimum of €1.
FAST INVEST works by partnering with loan originators who pre-fund the loans. As an investor, you can buy fractions of these loans through FAST INVEST – each loan is backed by a buyback guarantee if the borrower defaults. This setup aims to provide a degree of security, while also streamlining the process for investors.
The platform has around 41,000 investors and has financed a total of approximately €67,000,000 in loans.
FAST INVEST is not regulated, as it is not required in the jurisdiction in which it operates.
FAST INVEST statistics:
Launched: | 2015 |
Investors: | 41,500 + |
Interest rate: | 9 – 18 % |
Loan period: | 1 – 18 months |
Loan type: | Consumer |
Loans funded: | € 67,800,000 + |
Min. investment: | € 1 |
Max. investment: | Unlimited |
FAST INVEST Trustpilot rating
FAST INVEST has received a TrustScore of 1.1/5 based on 1,313 reviews on Trustpilot. A few reviewers mention having received partial payouts and found the platform’s interface initially appealing. However, the overwhelming majority express frustration about delayed or blocked withdrawals, lack of communication, and serious concerns over the platform’s legitimacy.
What is the return on FAST INVEST?
FAST INVEST’s average annual investment return is 6.89%. This far lower than most other P2P lending platforms in Europe.
Is it safe to invest on FAST INVEST?
FAST INVEST is not among the safest P2P lending platforms in Europe. The platform has a very questionable track record, with many investors on Trustpilot questioning its legitimacy and even calling it a scam due to ongoing issues with withdrawing funds. FAST INVEST also lacks transparency about loan performance, making it difficult to assess overall reliability.
FAST INVEST is not regulated, which increases concerns about potential risks and the lack of external oversight. Prospective investors should carefully evaluate these factors before deciding whether to invest on this platform.
Two-factor authentication
FAST INVEST offers two-factor authentication (2FA) to strengthen account security. This feature works with the Google Authenticator app, generating unique, time-based passcodes that protect investor funds from unauthorized access. Since hackers have targeted P2P lending platforms in the past, enabling 2FA is strongly recommended.
Who can invest on FAST INVEST?
Both individuals and companies can invest their money through FAST INVEST.
Individuals
If you want to become an investor on FAST INVEST, you must meet these few requirements:
- Being at least 18 years old
- Having a valid email address
- Having a bank account in your name within the EU
- Being verified with a national identification card or passport
If you meet the requirements above, it is possible for you to invest via FAST INVEST. To get started investing, just do the following:
- Go to https://www.fastinvest.com/
- Register on the platform
- Add funds to your investment account
- Choose a loan from the loan list and invest
In order to withdraw your funds, you will have to verify your identity with either a national identification card or your passport.
Companies
If you want to invest with a company, it is possible on the FAST INVEST platform. When you register a business, you must, of course, comply with the requirements of ordinary investors.
Would you like to sign up as an investor at FAST INVEST? Then press the button below. From here, you will be taken directly to their platform, where you can create your investment account. It only takes a few moments to sign up:
What are the key features of FAST INVEST?
In the following part of this FAST INVEST P2P review, you can learn about the different features of the platform:
FAST INVEST BuyBack guarantee
Most loans on the platform are protected with the FAST INVEST BuyBack guarantee.
The BuyBack guarantee is useful in case a borrower cannot repay his loan. If the loan is delayed for three or more days, the guarantee will cover the difference. The loans with the BuyBack guarantee are marked in the loan list.
FAST INVEST auto-invest
One of the best things about FAST INVEST is the possibility of setting up an auto-invest strategy. The auto investing function gives you the opportunity to invest in loans, without having to spend time cherry-picking loans on an ongoing basis.
If you want to use auto-invest, you can either choose one of FAST INVEST’s predefined strategies or make your very own. You can choose between beginner, professional, expert, or custom portfolio.
Create an auto-invest strategy:
It is obviously easiest to choose one of the predefined strategies. But if you do, please be aware of how much you invest in a single loan via the strategy you choose. Whether your investment portfolio is small or large, it is important to diversify properly. So make sure to check if you will get enough loans in your portfolio, based on the strategy you choose.

You can also choose to make your very own investment strategy at FAST INVEST. In fact, we recommend that you do so. Just choose to make a Custom Portfolio. That way, you get full control of how you invest your money. Below, you can see an overview of how to make your custom portfolio:

Whether you choose a predefined auto-invest strategy or make your own, it is clearly advised that you do one of those things. This way you can automatically reinvest the interest you receive on your account. Thus, you can best take advantage of the compound interest effect, and see your investments grow even faster.
FAST INVEST secondary market
FAST INVEST provides a secondary market for all its investments, allowing investors to sell their loans prior to maturity. While sellers are charged a transaction fee of 0.5%, buyers can use the secondary market without any fees.
The time it takes to sell investments on the FAST INVEST secondary market depends on the price set by the seller and current market conditions. Sellers are required to list loans with a minimum discount of 5%, which limits flexibility compared to platforms like Esketit, Mintos and NEO Finance.
What are the best FAST INVEST alternatives?
Some of the best alternatives to FAST INVEST are Mintos, Hive5 and Iuvo Group. Each of these platforms boasts a stronger reputation and a more reliable track record than FAST INVEST.
Conclusion of our FAST INVEST review
FAST INVEST is a questionable P2P lending platform due to severe withdrawal delays and a noticeable lack of transparency.
While FAST INVEST promotes a buyback guarantee and user-friendly features, mounting reports of late payouts, opaque loan originator details, and an unregulated structure overshadow any advantages.
FAST INVEST is not worth it for investors seeking reliable returns and clear loan information. Individuals who prefer greater transparency and more consistent withdrawal options should look toward alternative P2P lending platforms.