Max Crowdfund review 2025
Read this Max Crowdfund review to learn if you should invest via the platform.
Max Crowdfund
Pros
Cons
Max Crowdfund review summary:
Max Crowdfund is a real estate crowdfunding platform that experiences multiple problems including delayed repayments. While the platform has been inactive since November 2023, it continues to manage existing projects initiated through its mediation. As a result, prospective investors may wish to explore alternative European real estate crowdfunding platforms that can provide higher levels of reliability and transparency.
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Introduction to our Max Crowdfund review
This Max Crowdfund review helps you decide if the platform is right for you. It’s only our opinion, not financial advice. Click the links below to explore each topic.
Learn about the following in our Max Crowdfund review:
- What is Max Crowdfund?
- What is the return on Max Crowdfund?
- Is it safe to invest on Max Crowdfund?
- Who can invest on Max Crowdfund?
- What are the key features of Max Crowdfund?
- What are the best Max Crowdfund alternatives?
- Conclusion of our Max Crowdfund review
What is Max Crowdfund?
Max Crowdfund is a Netherlands-based real estate crowdfunding platform launched in 2019. It offers investors the opportunity to invest in real estate projects starting from €100, with advertised returns of around 10%.
Max Crowdfund operates by bringing together multiple investors to finance property developments or renovations, and investors typically receive their principal plus interest over a period of 18 to 24 months.
The platform has over 9,900 investors so far, and the total amount raised is €38.7 million.
Max Crowdfund is not regulated as the Dutch regulator declined Max Crowdfund’s application for a regulated status. The platform is owned by Max Property Group, a multi-national real estate investment firm headquartered in Rotterdam, the Netherlands.
Max Crowdfund statistics:
| Launched: | 2020 |
| Investors: | 9,900 + |
| Interest rate: | 7 – 12 % |
| Loan period: | 6 – 120 months |
| Loan type: | Real estate |
| Loans funded: | € 38,700,000 + |
| Min. investment: | € 100 |
| Max. investment: | Unlimited |
Max Crowdfund Trustpilot rating
Max Crowdfund has received a TrustScore of 1.5/5 based on 136 reviews on Trustpilot. While some users praise its user-friendly approach to real estate crowdfunding and appreciate regular updates for certain delayed loans, many others report issues with late repayments, perceived insufficient communication, and concerns about extended loan terms. Despite these setbacks, some investors remain optimistic about the platform’s evolving features and its commitment to resolving ongoing project delays.
What is the return on Max Crowdfund?
Max Crowdfund’s average annual investment return is 10.29%. This figure places the platform in a moderate range compared to some real estate crowdfunding options that advertise returns well above 14%.
The interest rates on Max Crowdfund ranges from 7% to 12%. These rates provide a reasonable scope for investors seeking diversification in real estate-based opportunities. However, like many similar platforms, some investors might experience cash drag if their funds remain idle for a period before new projects become available.
Is it safe to invest on Max Crowdfund?
Max Crowdfund is not considered one of the safest real estate crowdfunding platforms in Europe. The platform does not offer transparent information about loan performance, making it challenging for investors to assess risks accurately. Several investors have reported delayed loans and late repayments, citing insufficient communication regarding extended loan terms. Some investors even call the platform a scam.
Max Crowdfund is not regulated as the Dutch regulator declined the company’s application for a regulated status, which can be a significant concern for those seeking a safe and legit crowdfunding platform.
Loan default risk
There is always a chance that the borrower won’t be able to pay back the mortgage. Your financial situation is at stake here.
Max Crowdfund takes numerous steps to reduce this risk. Let’s look at a few examples of it:
- Thorough due diligence in accordance with the Max Crowdfund Risk Rating Model is performed before a project is approved.
- At a Loan-To-Value (LTV) of no more than 90%, all loans are additionally secured by physical assets.
- Additionally, the borrowers must provide a personal or corporate guarantee. The guarantee must at least cover the discrepancy between the loan balance and the assets’ execution value.
You can compare Max Crowdfund to some of the best Peer-to-Peer lending sites here.
Who can invest on Max Crowdfund?
It is possible for both private individuals and companies to invest via the Max Crowdfund marketplace.
Individuals
To create a user as an individual, you must meet the following requirements:
- Be a least 18 years old
- Have an active bank account
- Comply with KYC
If you meet the above criteria, it is simple to get started at Max Crowdfund. Simply follow the steps below, and you should be up and running in no time:
- Create an account
- Add funds to your account
- Invest in loans from the loan list
Companies
You can also use Max Crowdfund if you run a business and are looking for funds for real estate projects.
You can apply for funding on the website to get started with crowdfunding your projects.
Available countries
To the best of our knowledge, Max Crowdfund is available in the majority of countries around the world. All European countries are welcome.
Some countries and nationalities may be restricted from using Max Crowdfund in order to prevent tax evasion, money laundering, and other illegal activities.
What are the key features of Max Crowdfund?
In the following part of our Max Crowdfund review, we will explain some of the main features of the platform and why they are important for you as an investor.
Max Crowdfund Risk Rating Model
The Max Crowdfund Risk Rating Model is a key feature. This model allows investors to get a better idea of the correlation between the return and the risk on the platform.
There are five ratings ranging from A to E. A indicates the lowest risk, while E indicates the highest risk. The greater the risk, the greater the reward.
The following table shows how the rating correlates with the amount of interest you will receive:
Background fundraiser, solvency, profitability, LTV, TLC, marketability, cash flow, and investment risks are all factors in the score:
You can use the Max Crowdfund Risk Rating Model to determine the level of risk associated with any project on the platform.
Max Crowdfund loyalty program
The Max Crowdfund loyalty program is closely connected to the fee structure of the platform.
On Max Crowdfund you pay a 0.1% monthly administration fee. This means you pay fees totaling 1.2% per year.
If the annual gross interest rate is 10%, the net result is a return of 8.8% per year.
For large and active investors, the Max Crowdfund loyalty program offers up to a 50% fee reduction.
You can save the following on the admin fee depending on how you invest on the platform:
What are the best Max Crowdfund alternatives?
Some of the best alternatives to Max Crowdfund are Indemo, Fintown and PROFITUS. Each of these real estate crowdfunding platforms offers its own specialized approach, featuring a variety of unique projects that distinguish them from Max Crowdfund.
Conclusion of our Max Crowdfund review
Max Crowdfund is a real estate crowdfunding platform that experiences multiple problems including delayed repayments. While the platform has been inactive since November 2023, it continues to manage existing projects initiated through its mediation.
As a result, prospective investors may wish to explore alternative European real estate crowdfunding platforms that can provide higher levels of reliability and transparency.
