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Bulkestate review 2019

Check out our Bulkestate review, and see if the platform is for you.

Review of Bulkestate

Risk/Reward

4/5
We find the return compared to the safety favorable.

Beginner Friendly

3.6/5
The Bulkestate platform is beginner friendly.

Investor Protection

4/5
Bulkestate has made a lot of safety measures.

Return

4.4/5
Investors get an average return of 15.29%.

We Like

  • No investment fees
  • Possible to use auto invest
  • Great safety precautions
  • Real estate focused platform

We Don’t Like

  • No buyback guarantee
  • Limited amount of projects

Summary: Bulkestate has come up with a magnificent platform for real estate crowdlending. In many areas, it is among the best and most simple platforms for investors interested in real estate investment. Their Group Buying allows you to invest directly in real estate. And with an average return of 15.29%, the platform is also in line with many of its competitors in terms of returns.

It’s completely free to use their platform

Last updated: October 13, 2019

Bulkestate review

With thousands of investors, Bulkestate is an interesting and notable real estate crowdfunding platform. But how secure is the platform really? We decided to take a closer look.

So if you are considering investing through the platform then our clear recommendation is that you spend some time reading this Bulkestate review. In the review, we come with our take on how safe Bulkestate is.

Our Bulkestate review ended up being a bit long. So if you want to know something specific about the platform, then you can advantageously use the navigation below to find exactly what you are looking for. But while reading our review, we would like to point out that it expresses our opinion only. Therefore, nothing on this page should be considered as investment advice. On that note; enjoy!

Learn about the following in our Bulkestate review:

What is Bulkestate?

Bulkestate is a real estate crowdfunding and group buying platform. The platform allows private investors to invest in real estate and buy properties from only €50, with an average loan term of around 12 months. This makes the platform an obvious choice for private investors who want to invest in real estate in an easy, safe and transparent way.

Bulkestate was founded and started its operations in late 2016. Since then, over 14,500 investments have already been made in real estate projects on their platform.

Currently, Bulkestate is based in Estonia and is therefore subject to the law of both Estonia and the European Union. Therefore, Bulkestate has also obtained a financial institution license in Estonia.

How Bulkestate differentiates from competitors

First of all, their platform differs from many other real estate crowdfunding platforms by offering both lending and group buying services. This makes it possible both to lend to real estate projects, but also to buy the projects jointly with other investors.

Secondly, a large portion of the people behind Bulkestate are experts in their field. Among other things, they have extensive experience with due diligence and approval processes.

Last but not least, Bulkestate also has the capacity to take over projects that do not go as planned. Thus, they can also help to get the projects back on track, if needed.

What rate of return can you expect?

The average annual return for investors on Bulkestate is around 15.29%. Since this is the average return for investors, you can reasonably expect the same.

But in fact, it is not difficult to achieve a slightly higher return than the average at Bulkestate. On the platform, you can choose which projects you want to invest in yourself. If you have a little patience in getting all your money invested then you can relatively easily achieve a higher return by cherry picking investments.

If the return is too low for you, you might also want to take a look at Crowdestate. Besides a return that is a lot higher, this platform also differs slightly from Bulkestate – yet still within the real estate and development area. However, please note that the risk typically follows the return.

Who can invest via Bulkestate?

According to the BulkState’s answers in their FAQ, it is possible for any business or any person over the age of 18 to invest on their platform.

If you live up to the simple requirement, you can start getting started by following the steps below:

  1. Create an account
  2. Add funds to your account
  3. Invest in some projects
  4. Enjoy the profit

As you can see, there are very few requirements to get started investing, and it is even quick and safe.

Would you like to try to invest in real estate on the Bulkestate platform? Then press the button below to get to their website. Here you can create a user and get started:

Is Bulkestate safe to use?

The single most important thing to consider when choosing between even the best crowdlending platforms is whether the platform you are going to use is actually secure. Therefore, the focal point of this Bulkestate review is also focused on this. In the following you can see what we found out in our safety-related investigations of Bulkestate:

How safe are the investments?

To evaluate the projects that come on BulkState’s platform, they have made a clear process. Among other things, the projects are assessed by an investment committee consisting of investment and real estate experts.

Loans are only issued for projects that this committee thinks have a future value that justifies a safe exit for investors in case the borrower does not adhere to the loan repayment schedule.

Each loan is secured with a real estate mortgage. Bulkestate keeps these mortgages and can execute them if the loans defaults.

Unlike some other platforms like Kuetzal and Envestio, you will not get a buyback guarantee on the investments you make on BulkState’s platform.

What happens in case of a payment delay?

If payment is delayed by more than 15 days, Bulkestate contacts the borrower on behalf of the investors. In this way, they can quickly find out what is behind the delay.

The borrower deliberately delay

In the event that the borrower deliberately deviates from the terms of the agreement, Bulkestate can terminate the loan contract and demand immediate payment of the loan.

However, this will be done with the help of FORT, which legal bureau also used by other reputable P2P sites like Mintos.

The borrower is unable to repay

In case the borrower is unable to repay the loan, Bulkestate will sell the mortgage. This can sometimes be a time-consuming process, which may mean that your final return on investment ends up being lower than planned.

What happens if Bulkestate folds?

Like most other Peer-to-Peer lending sites, Bulkestate has also secured your investments in the event of their own bankruptcy. They have done this by having their assets separated from yours. If you want to know more about the process, you can read more about it on their website.

Set up a Bulkestate auto invest strategy

Since April 2018, it has been possible to use auto invest on Bulkestate’s platform. The feature makes it easy for you to invest passively in various real estate projects. So if you want a minimal effort approach to your investments, you should definitely get started with the Bulkestate auto invest feature.

Setting up auto invest is really easy. Just go to your profile. From here you can easily configure the Bulkestate auto invest feature to invest according to your criteria:

Bulkestate review auto invest

Conclusion of our Bulkestate review

Bulkestate is very transparent and open about the safety of their platform. They have set up various procedures in case of almost any possible negative event for their investors. That way, you and your investments are well secured on their platform.

The company is definitely among the most transparent in the market, and with an average return of 15.29%, we understand that the platform is popular among many P2P investors – even though no Bulkestate bonus is offered upon signup.

Would you like to invest through the real estate crowdfunding platform after reading our Bulkestate opinion? Then click on the button below. It will take you directly to their website. From here you can quickly and safely create a user and get started investing in real estate: