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EvoEstate review 2020

Check out our EvoEstate review, and see if the platform is for you.

Overview of EvoEstate

Risk/Reward

4.4/5
We find the return compared to the safety favorable.

Beginner Friendly

5/5
The EvoEstate platform is very beginner-friendly.

Investor Protection

4.2/5
EvoEstate has made some safety measures.

Return

4/5
Investors get a return of around 13.11%.

We Like

  • Auto-invest is available
  • Secondary market is available
  • Backed by venture capital firms
  • The founders are also investing on EvoEstate

We Don’t Like

  • Short track record

Summary: If you invest your money on EvoEstate, you will be able to get better diversification than on any other real estate crowdfunding platform. You can use auto-invest to make investing rather passive, and their secondary market makes it possible to sell your investments again – if you find better opportunities elsewhere. If you are in doubt about what real estate platform you should use, EvoState is probably the best place to start.

You will get a 0.5% cashback on your investments the first 6 months

Last updated: October 20, 2020

Introduction to our EvoEstate review

EvoEstate offers a new and innovative way to diversify investments on real estate crowdfunding platforms. But is it really worth using their platform? We decided to investigate.

So if you are considering investing through the platform, we recommend that you read this EvoEstate review first. Because here we take a look at whether or not it’s worth using them. We promise you will get a better feel for the platform through our review.

Note: We have made an agreement with EvoEstate, which means you can get a 0.5% cashback on the investments you make in the first 6 months. All you need to do to get the bonus is signing up on their platform through one of the EvoEstate affiliate links in this review. If you create a user through our site, you’ll at the same time support our website.

Our EvoEstate review ended up being a bit long. You can, therefore, choose to use the navigation below to find exactly what you are looking for. Of course, you are also more than welcome to read the entire review. However, we will make you aware that the review only expresses our own opinion. Therefore, do not consider the content of this EvoEstate review as financial advice.

Learn about the following in our EvoEstate review:

What is EvoEstate?

EvoEstate is a real estate investment platform. They aggregate and source deals from some of the major European real estate crowdfunding platforms. By using EvoEstate, you will basically have access to deals from over 18 platforms with just one account.

EvoEstate review

Some of the project originators you can find on EvoEstate includes Crowdestor, ReInvest24, and PROFITUS.

Due to the fact that EvoEstate is a layer on top of the other platforms, they are also able to offer features like a secondary market which some of the platforms you originally don’t have. You can learn more about these later in this review.

EvoEstate was launched in February 2019 and is located in Tallinn, Estonia. The founders of the company invest along with other investors on the platform and currently have around €171,443 invested.

With as little as €50, it is possible for you to open an investment account on their platform.

Main features

In the following part of our EvoEstate review, we will explain some of the main features on the platform, and why they are important for you as an investor.

1. EvoEstate secondary market

The first feature we want to mention in this EvoEstate review is the secondary market. This is a place where you can trade investments with other investors on the platform.

While it is not possible to sell your investments on a secondary market at a lot of the project originators, EvoEstate has made this possible. So if it is a criterion for you that there is a secondary market on a platform, you can actually benefit from using EvoEstate instead of the project originators themselves – all while investing in the same deals.

EvoEstate secondary market

The secondary market can be useful both if you want to buy investments and if you want to sell investments.

A secondary market is mostly used for investors that want to cash out on their investments. The investments can be sold both at a discount or at a premium – this is up to the seller. But usually, if you give a discount, you will quickly be able to sell your investments.

If you are just starting out on EvoEstate, you can benefit from some of the discounted investments to hopefully receive a higher annualized return. Before buying investments in the primary market, we recommend that you take a look at the secondary market to see if there are any exciting opportunities available.

You can check out the EvoEstate secondary marketplace on their website here.

2. EvoEstate auto-invest

An auto-invest feature is more or less expected and can be found on most of the best P2P lending platforms in Europe these days. On EvoEstate, you will also be able to find such a feature.

Using the auto-invest feature on the platform allows you to put your investments on autopilot which means that you can invest without having to select new loans to invest in every time one of your existing loan investments expires.

In order to use the EvoEstate auto-invest feature, you can follow the steps below:

  1. Create an account
  2. Make sure you are logged in
  3. Go to the auto-invest settings

From here, you can set up an auto-invest strategy that suits your investment goals.

EvoEstate auto-invest

Among other things, you can decide which types of investments you want, how big your portfolio should be, and what interest you are looking for.

You can also include and exclude different project originators which allows you to be very selective.

Last but not least, you can actually choose to only invest in investments where the founders invest their personal money – this could be a good start if you are just starting out with real estate investing.

Do you want to know more about EvoEstate auto-invest? Then check out their website for more information.

What rate of return can you expect?

The return you will get on EvoEstate depends on many factors including which project originators you choose as well as what types of projects you invest in:

Rent

If you invest your money in rent, you are practically owning small bits of property. This is the lowest risk investment on the platform, and according to EvoEstate, you can expect somewhere around 3-6% in annual returns as well as capital appreciation.

Fixed-interest loans

If you invest in fixed-interest loans, you are practically providing financing for real estate development companies. These loans are typically secured by real estate as collateral and have a projected interest of around 8-13%.

Equity

If you want a high risk and possibly also a high reward, you can invest in equity. Here, you can potentially earn around 14-30% annually. But with this type of investment there is also a much higher likelihood of a 100% loss.

Who can invest via EvoEstate?

In order to invest via EvoEstate you must meet the following requirements:

  • Be a least 18 years old
  • Have a valid bank account
  • Not being from the USA

If you meet the above requirements, it is easy to get started at EvoEstate. Simply follow the steps below, and then you should rather quickly be able to invest:

  1. Create an account
  2. Add funds to your account
  3. Invest in real estate on the platform

Would you like to invest in real estate through EvoEstate? Then press the button below to sign up. You even get a 0.5% cashback on investments you make during the first 6 months:

How safe is EvoEstate?

One of the most important things when investing your money online through Peer-to-Peer investment sites is that security is in order. Therefore, in this EvoEstate review, we have taken a look at the safety on their platform. 

How safe are the investments?

The safety of the investments varies a lot depending on the type. Some investments are secured with collateral, which means that if the project goes south, you will probably still get some of your invested principal back.

Project originator risk

On EvoEstate, you depend a lot on the individual project originator to do thorough due diligence. Therefore, we recommend that you do some due diligence on each project originator you decide to invest in. This will give you a much better understanding of the risks of investments from a particular originator.

What happens if EvoEstate goes out of business?

EvoEstate is a facilitator of real estate transactions. They do not actually manage assets. Therefore, the contracts are signed between EvoEstate’s investors and the borrowers. This also means that investors’ funds are separated from those of EvoEstate.

Should EvoEstate go bankrupt, you should, therefore, still be able to access your funds, and your investments should not be included in the bankruptcy.

Conclusion of our EvoEstate review

If we could only invest in one real estate crowdfunding platform, EvoEstate would definitely be our top choice. They have made it possible to invest in over 18 real estate platforms with only one account. This makes it simpler and more convenient than ever to make proper diversifications with real estate crowdfunding.

Cleverly, they have also enabled investors to make early exits with their secondary market – something that not all the project originators on their platform offer.

We also like the fact that the founders are actually investing their own funds along with the other investors on the platform. 

Would you like to sign up as an investor on the platform after reading about our EvoEstate review? Press the button below to get started. Remember that you get a 0.5% cashback for 6 months if you sign up through our site: