When investing in various asset categories, the effectiveness of P2P investments cannot be ignored. Since the dawn of this investment strategy, many portfolios have been devoted to this approach. In the early days of P2P lending, consumer loans were the primary focus, but as the non-banking financing and P2P sectors evolved, numerous investment options emerged…
Nibble Finance recently launched a new investment strategy called Legal Strategy. But is it worth using for investors? We decided to investigate. If you haven’t heard about the P2P platform before, you should read our Nibble review first. What is the Legal Strategy? Nibble’s Legal Strategy offers a unique debt investment product for private investors,…
P2P lending platforms can generate a lot of revenue from fees. But the P2P industry is also a very competitive industry which means that people who would like to get into this sort of business should expect to do a lot of marketing efforts to succeed. If you are attracted to the P2P lending business…
P2P lending is not unethical in itself, as both borrowers and lenders can benefit from using it. This means that P2P lending in itself is ethical. But some aspects of the industry could and would be considered unethical by many. A lot of the loans funded via the P2P lending platforms are personal loans or…
For many people, choosing the right investment is crucial for ensuring that they meet their investment goals whether they mean to retire early, create a nest egg for when they finally stop working, or simply grow their money so it can take care of them when they are no longer able to take care of…
The P2P lending market grew at a rate of 25% between 2014 and 2019 and is expected to remain a popular investment option for investors who want to diversify their portfolios. P2P lending, which is a kind of lending that is done online through the use of an online platform instead of a financial institution,…
Lending is a practice that has been around since the dawn of recorded human civilization. It has been a means of transferring wealth into ventures in a bid to generate more wealth, with the trust of being repaid by the borrower. When an individual or institution loans money to a borrower, they expect to gain…
Is P2P lending safe and without any risks? No. Anyone who’s looking for an investment opportunity that is completely risk-free is going to be disappointed. Legitimate risk-free investments simply don’t exist. So if you hear of a “risk-free” investment, it is probably best to avoid it. Seasoned investors will quickly tell you that there is…
Throughout history, innovation has changed the world and made things easier, smarter, and more assessable. Peer-to-peer lending is one of the innovations that has changed the ways the traditional banking system works. In some ways, you could say that P2P lending has changed history. In this article, you can learn about the history of P2P…
What is Peer-to-Peer (P2P) lending? Peer-to-peer (P2P) lending is a financial technology that allows individuals to lend money to or borrow money from other individuals without going through a traditional bank or financial institution. This process is facilitated by online platforms that connect borrowers directly or indirectly with lenders. Borrowers can be both individuals and…